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Fire & Water - Cleanup & Restoration

Does SERVPRO of Yuma provide 'Large-Loss Work'

12/7/2022 (Permalink)

Commercial equipment SERVPRO has the equipment to produce large cleanup projects.

Is SERVPRO of Yuma Capable of Serving Commercial Clients?

First, let’s define “commercial” restoration projects. Commercial property damage cleanup jobs are performed for businesses rather than individual homeowners. Commercial jobs, that are paid for by insurance come under a different payment schedule and are managed by the commercial and large-loss experienced adjusters.  

There are commercial jobs that involve peoples’ homes and apartments. For example: repairing property damage at an apartment building or a condominium association would be classified as commercial projects because apartments are “income property” and condominiums are state-certified corporations.

Commercial restoration projects tend to be much larger than single-dwelling residential jobs.  The mitigation and restoration work performed by commercial experienced technicians and their sub-contractors often includes document and data recovery, electronic equipment salvage, and the repair of heavy manufacturing equipment. This means that a company providing commercial service must maintain a substantial inventory of restorative drying equipment and have rapid access to other resources to restore a large structure quickly.  

Another essential and specialized aspect of performing commercial work is employing strategies to keep a business open and functioning during the recovery period. In fact, commercial insurance policies often include a clause to ensure a percentage of lost revenue during a disaster event. Thus, insurance companies will reward vendors who can keep a business operating or get them reopened quickly. This is called business interruption insurance.

Here's a twist…many commercial customers, including government facilities, are self-insured. That means they pay vendors directly from funds set aside for emergencies. Providing services for self-insured agencies requires that contractors have registered with government contractor programs, adhere to a long list of regulations, and agree to standards and rules for employee pay. Since we are on the topic of money, it should be noted that commercial customers seldom make a down payment. This causes commercial restoration contractors to have sufficient operating capital or an established line of credit to be able to finance the work, including a significant loss project that can be hundreds of thousands of dollars and more.

SERVPRO of Yuma is commercial and large-loss experienced and capable! We invite business owners and managers, government and public agencies, and large industries in our area to meet us and discuss disaster-preventative contingencies. Please, contact us at 928-247-1180

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